C Corp Tax 2025

C Corporation Taxation 2025

A practical overview of the C Corp tax model: The 21% flat rate, the mechanics of double taxation, and when to choose C status over Pass-Through.

Executive Summary

The C Corporation is a distinct legal entity taxed separately from its owners. Unlike S Corps or LLCs, it pays its own taxes at a flat 21% Federal Rate. It files Form 1120 annually.

The defining feature of C Corp taxation is "Double Taxation": income is taxed once at the corporate level and again at the shareholder level when distributed as dividends. However, strategies like retained earnings and QSBS (Section 1202) can mitigate this disadvantage.

Flat Rate

21% Tax: Since the TCJA, C Corps pay a flat rate on all taxable income. No graduated brackets.

The Cost

Double Tax: Profits are taxed at 21%. Dividends are then taxed at 0%, 15%, or 20% on your personal return.

The Benefit

Growth: Ideal for reinvestment. Retained earnings are only taxed at 21% (vs up to 37% for Pass-Throughs).

How It Works: Entity Level Tax

Separate Taxpayer

The C Corp is a legal "person" for tax purposes. Losses do not pass through to owners. They are trapped inside the corporation (NOLs) to offset future corporate profits.

Income & Deductions

The corporation calculates: Revenue - Expenses = Taxable Income.

  • Deductible: Officer Salaries, Rent, R&D, Marketing.
  • Non-Deductible: Dividend payments to shareholders.

Filing Requirements

The corporation must file regardless of income.

  • Form 1120: Due April 15 (for calendar year).
  • Estimated Tax: Due quarterly (Form 1120-W worksheet).

Understanding Double Taxation

This is the primary drawback of the C Corp structure.
$100
Profit
Level 1: Corporate
-$21
21% Tax Rate
Level 2: Shareholder
-$15.80
20% Dividend Tax (on $79)
$63.20
Net Cash

Entity Comparison

Feature C Corporation Pass-Through (S Corp/LLC)
Tax Rate Flat 21% Individual Rates (10%-37%)
Dividends Taxed (Double Tax) Generally Tax-Free Distributions
Losses Trapped in Corp (NOL) Flow to Owner (Offset other income)
Shareholders Unlimited (Foreign/Corp OK) Restricted (S Corp: 100 max, US only)

Planning Considerations

When to Choose C Corp

  • Reinvestment: You plan to keep profits in the company for growth. 21% rate is lower than top individual rates.
  • Raising Capital: VCs and institutional investors require C Corps.
  • Exit Strategy: You aim for QSBS (Section 1202) which offers 100% tax-free gain on stock sale.

When to Avoid

  • Cash Cow: You distribute all profits annually. Double taxation will hurt.
  • Asset Appreciation: Real estate held in a C Corp is hard to get out without tax.
  • Early Losses: You want to deduct startup losses against your W-2 income (use LLC/S Corp instead).

Interactive: Double Taxation Estimator

Compare the total effective tax rate of a C Corp vs. a Pass-Through Entity based on your profit and personal tax bracket.

Scenario Inputs

For Pass-Through comparison.

Outcome Comparison

C Corp (Distributed) $0
Effective Rate: 0%
Pass-Through (LLC/S Corp) $0
Effective Rate: 0%
Tax Savings with --
$0